INSURANCE

HAZEN LAW office recognizes the importance of encouraging its clients to find a reputable insurance agent to help plan their estates. A seasoned insurance agent will tell you: The wealthy and wise transfer the risk. You should therefore seek advice and direction on insurance offerings from an experienced insurance agent, who has specialized expertise in helping you choose insurance products that fit your unique circumstances.

Life insurance is a tool commonly used in today's estate plan, amongst other things, to ensure liquidity at death to avoid probate, to reduce tax liability, to extract funds from a privately held corporation at the death of a shareholder, and to provide retirement funds in a tax-effective manner.

Frequently, insurance products are structured separately from the estate and trust preparation subsequently carried out by HAZEN LAW. In these cases, information regarding the insurance coverage is shared confidentially with our office in order to properly structure a testamentary estate.

Our specialization in will and trust planning has provided this office with numerous opportunities to review and understand the large number of insurance products available in the marketplace. HAZEN LAW is not, however, qualified to carry out recommendations on insurance products, which is the exclusive domain of licensed insurance agents.

As part of our testamentary services, we would be pleased to recommend insurance agents who have proven to be outstanding in their knowledge of their field and have showed singular devotion to their clients. Please keep in mind, however, that this office is totally independent from any preference for particular insurance agents or insurance products, as our sole purpose is to serve you honestly and independently.